Xcel Companies and First Data have partnered to bring you the expertise in payment processing from an industry leader along with savings for your business. With over 40 years of payment processing experience, Express Merchant Processing Solutions (EMPS) — powered by First Data has helped millions of businesses like yours bring fast, secure, effortless payments to their customers and affordable support—regardless of size or industry.

Xcel and First Data exclusive member benefits:

• Accept more forms of payment — Visa®, MasterCard®, Diners Club®, American Express®, Discover®    Network and JCB®, plus Check processing and guarantee service, Paycard service and more
• Improve cash flow — Receive funds quickly from the bank of your choice
• Receive personalized support — Superior technical support 24/7/365
• Easily manage your transaction data — FREE online reporting and account information anywhere, anytime

We are the trusted partner to bring you savings, reliability, and security:

• Affordability with a low fees and discounts on state-of-the-art equipment
• Reduced risk with full PCI compliance and advanced fraud protection with our proprietary TransArmor (SM) solution
• Increased customer satisfaction with more payment options and streamlined transactions
• Revenue growth, with products designed to increase your customers spend with your business (such Check verification and warranty, Contactless and Mobile payments, and much more)